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Clients can feel comfortable since a 
Living Care Extension does not require any ADL (activities of daily living) to be satisfied for a long term care expense to be processed.

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Richard Eisenberg, Contributor - Forbes.com

​Here’s a heartbreaking scenario: Your parents or another loved one bought a long-term care insurance policy years ago and have paid its steep premiums ever since, but now that they need the benefits, the insurer refuses to pay them.


Read the full article HERE

How Long-Term Care Insurers Deny Benefits

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Using Term Extension, boomers can create a new affordable asset from a term life insurance policy that was simply going to expire.

Boomers haven't saved enough for retirement and many will need to sell their homes to finance their post-work years

Mary Meehan, Forbes

For most of them, their home is their biggest asset. But many will need to sell their homes to finance their imminent post-work years. Most Boomers will want to, or need to, sell the big family homes they purchased years ago. And here’s the rub: There aren't enough buyers to soak up the kind of housing inventory that downsizing Boomers will leave in their wake.


Read the full article HERE

Instead of allowing aging parents' term policies to expire, use them to reimburse the children's out-of-pocket costs with a Living Care Extension.
Liz Weston, MSN Money

​O
ut-of-pocket expenses associated with caregiving, such as travel costs and purchasing needed household items average about $5,531 per year. Employed caregivers over 50 stand to lose an estimated $3 trillion in wages, pensions and Social Security benefits because of their caregiving responsibilities. The average losses total more than $300,000 per person.


Read the full article HERE

Increasing numbers of adult children must provide care for an aging parent, which can take a significant toll on their finances

​​Retirees can rest easier knowing their depleted estates will be replenished with a Term Extension.

Retired couples will need $220,000 for medical expenses

John W. Schoen, CNBC

​Planning for retirement usually means budgeting for food, travel and other expenses. Don’t forget to include $220,000 for health care costs.


Read the full article HERE