Here's what happens to over 98% of such policies at the end of their term: They are simply allowed to lapse because the premiums skyrocket.


Yet for many Americans, the cost of either buying new insurance... or converting their existing term policy into a permanent one, is prohibitively expensive.  


This is where PolicyFLEX may be able to help. Our Term Extension product can make it possible to extend your coverage affordably for 5, 10, 20+ years or even for life.


If you're over 60 and have a policy whose term will end in the coming months or years and if you're experiencing sticker shock as you consider alternatives, check with your agent about Term Extension; or contact PolicyFLEX directly for more information.


Whether you're healthy or not, don't let your policy lapse without knowing your options. You may be able to keep your coverage longer than you thought possible.


Even if you're not feeling squeezed financially, we may be able to help you preserve a valuable financial asset - your policy - that you assumed would simply disappear after years of paying premiums.

The U.S. has 75 million baby boomers, 10,000 of whom are turning 65 every single day for the next two decades. Many of them are not in the financial situation they had expected at this point of their lives.


Potential obstacles to a secure retirement or legacy are well known and diverse: the IRA or 401K has not performed well, the house fell in value, the kids moved back home after college, medical expenses are overwhelming, etc…


Even life insurance, the ultimate "backstop" for the protection of a spouse or other loved ones, may not last long enough to matter. If it's "term" insurance, the term often expires just around the time we start to need it most.  

© Integral Investment Capital LLC.  PolicyFLEX, PolicyFLEX logo, PolicyFLEX Term Extension and "Keep your life insurance longer...for less" are proprietary marks of Integral Investment Capital LLC.  Patent Pending.  All Rights Reserved.


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