Why does almost everyone over 60 allow their term policy to lapse?

  • Premiums skyrocket
  • Cost of conversion is high
  • No settlement value
  • Policy has "served its purpose"

PolicyFLEX offers a patent pending method of using your existing term policy to create a new insurance asset providing

  • Affordable, continuing coverage benefits
  • High embedded returns

Expiring term policies are like "in the money" options with significant intrinsic value.  


Instead of abandoning the policy at the end of the term, preserve it as a powerful retirement / financial planning tool.


quick contact

breathe new life into your old term policy

© Integral Investment Capital LLC.  PolicyFLEX, PolicyFLEX logo and "Keep your life insurance longer...for less" are proprietary marks of 

Integral Investment Capital LLC.  Patent Pending.  All Rights Reserved.